AIG India Treasury Fund is an open-ended income scheme that seeks to deliver optimum returns commensurate with high liquidity and low credit risk.

This scheme is meant for investors to deploy their funds for a short period of time. The investment management team will take an active view on the key drivers affecting short term interest rate scenario as well as liquidity. This will include various parameters of the Indian economy, as well as developments in global markets. Investment views / decisions will be a combination of credit analysis of individual exposures, analysis of macroeconomic factors and other relevant factors to estimate the direction of interest rates and level of liquidity, in an attempt to optimize the risk adjusted returns on the portfolio.

Scheme Features

Structure	An Open Ended Income Scheme with three plans: Retail Plan Institutional Plan Super Institutional Plan All the above plans will have a common portfolio. However, the returns under each Plan are expected to vary having regard to the specified expense ratio under the relevant Plan.
Investment Objective	The primary investment objective of the Scheme is to seek to generate optimal returns commensurate with low risk and a high liquidity, from a portfolio constituted of debt securities and money market securities. However, there is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.
Asset Allocation	Types of Instruments Normal Allocation (% of net assets) Risk Profile Minimum Maximum Debt* Instruments including Government Securities, Corporate Debt, Other debt instruments and Money Market Instruments with average maturity less than or equal to 12 months or have put options within a period not exceeding 12 months 50% 100% Low Debt* Instruments including Government Securities, Corporate Debt and other debt Instruments with average maturity greater than 12 months 0% 50% Low to Medium *Debt securities may include securitized debts upto 75% of the net assets
Benchmark for performance comparison	CRISIL Liquid Fund Index.
Options available under each Plan	The Scheme offers Growth option, Bonus Option and Dividend option. The Dividend option offers: Dividend Payout Option Monthly - 25th of every month Quarterly - 25th of every calendar quarter end Dividend Reinvestment Option Daily Weekly - Every Monday Monthly - 25th of every month Quarterly - 25th of every calendar quarter end In case of Monthly and Quarterly dividend options, if any of the day(s) mentioned is a non Business Day, the dividend will be declared on the next Business Day. The dividend will be declared subject to availability and adequacy of distributable surplus.
Minimum Application Amount	Retail:  Rs. 10000/- Institutional:   Rs. 1 Cr Super Institutional:   Rs. 10 Crs In the case of transactions through STP, the minimum installment amount shall be Rs. 1,000/-. The minimum amount in case of inter/ intra scheme (inter plan/inter option) switches shall be the minimum amount required in the respective transferee scheme/plan.
Minimum Additional Application Amount	Retail:  Rs. 10000/- and in multiples of Re 1 thereafter Institutional:   Rs 1 Lac and in multiples of Re 1 thereafter Super Institutional:   Rs 10 Lac and in multiples of Re 1 thereafter
Minimum Amount / Units for Redemption	The minimum amount for redemption must be Rs. 1000/- or account balance whichever is less.
Load Structure	Entry Load* – Not Applicable Ongoing Offer Period Exit Load - Nil Contingent Deferred Sales Charge - Nil Inter–Scheme Switch - At the applicable loads in the respective schemes Intra–Scheme Switch (Inter Plan/ Inter Option) - Nil *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor.
Facilities Offered to Investors under the Scheme	Systematic Withdrawal Plan (SWP) Systematic Transfer Plan (STP)
Service Features	Dedicated Investor Service Desk for Corporate Clients.   Direct Debit / Credit facility available with ABN AMRO Bank, AXIS Bank, Citibank, HDFC Bank, HSBC, IDBI Bank, ICICI Bank, Kotak Mahindra Bank and Standard Chartered Bank.
Fund Manager	Ruchir Parekh
Current Expense Ratio (Effective Date 24 Mar 2010)	Retail Plan: 0.70% Institutional Plan: 0.40% Super Institutional Plan: 0.30%